.ep-er{--yellow:#F2BE1A;--pale:#FFF6E0;--cream:#F7F5EB;--ink:#1A1A1A;--ink2:#3A3A3A;--ink3:#5A5550;--grey:#6E6862;--line:#E5E0D0;--line2:#F1ECDD;--white:#FFFFFF;--max:760px}.ep-er,.ep-er *{box-sizing:border-box}html{scroll-behavior:smooth}.ep-er{margin:0;background:var(--cream);color:var(--ink);font-family:Nunito,Segoe UI,system-ui,-apple-system,sans-serif;font-size:18px;line-height:1.65;-webkit-font-smoothing:antialiased}.ep-er .wrap{max-width:var(--max);margin:0 auto;padding:0 24px}.ep-er p{margin:0 0 16px}.ep-er a{color:inherit}.ep-er .nav{position:sticky;top:0;z-index:50;background:#f7f5ebf5;backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}.ep-er .nav-in{max-width:var(--max);margin:0 auto;padding:0 24px;display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}.ep-er .nav-in::-webkit-scrollbar{display:none}.ep-er .nav a{flex:0 0 auto;display:flex;align-items:baseline;gap:7px;text-decoration:none;padding:12px 12px 11px;border-bottom:3px solid transparent;white-space:nowrap;font-size:13.5px;font-weight:700;color:var(--grey)}.ep-er .nav a i{font-style:normal;font-size:10.5px;font-weight:800;color:#c3bcae}.ep-er .nav a:hover{color:var(--ink)}.ep-er .nav a.on{color:var(--ink);border-bottom-color:var(--yellow)}.ep-er .nav a.on i{color:#6b5a10}@media(max-width:560px){.ep-er .nav a{padding:11px 9px 10px;font-size:12.5px}}.ep-er .hero{padding:52px 0 8px}.ep-er .eyebrow{font-size:11.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#2a7469;margin-bottom:14px}.ep-er h1{font-size:clamp(30px,5.4vw,42px);font-weight:800;line-height:1.1;letter-spacing:-.02em;margin:0 0 16px}.ep-er .sub{font-size:15px;color:var(--ink3);margin:0 0 6px}.ep-er .lede{font-size:19px;line-height:1.6;color:var(--ink2);margin:22px 0 0;max-width:62ch}.ep-er .notice{margin:26px 0 0;background:var(--ink);color:#f0ede2;border-radius:10px;padding:14px 18px;font-size:14px;line-height:1.55}.ep-er .notice b{color:var(--yellow)}.ep-er .snap{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden;margin:30px 0 0}.ep-er .snap div{background:var(--white);padding:17px 18px}.ep-er .snap .full{grid-column:1 / -1;background:var(--pale)}.ep-er .snap .k{font-size:11px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--grey);margin-bottom:5px}.ep-er .snap .v{font-size:16px;font-weight:700;line-height:1.35}.ep-er .snap .full .v{font-weight:600;font-size:15px;color:var(--ink2)}@media(max-width:560px){.ep-er .snap{grid-template-columns:1fr}}.ep-er section{padding:56px 0 8px}.ep-er .sec-head{border-top:3px solid var(--ink);padding-top:20px;margin-bottom:30px}.ep-er .sec-num{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--grey);margin-bottom:8px}.ep-er .sec-head h2{font-size:clamp(25px,4.2vw,33px);font-weight:800;line-height:1.15;letter-spacing:-.015em;margin:0 0 12px}.ep-er .sec-head p{font-size:17px;color:var(--ink3);margin:0;max-width:60ch}.ep-er .block{margin:0 0 44px}.ep-er .block:last-child{margin-bottom:0}.ep-er .block>:is(h3,[data-h="3"]){font-size:clamp(19px,3vw,23px);font-weight:800;line-height:1.25;margin:0 0 14px}.ep-er .block>:is(h4,[data-h="4"]){font-size:16px;font-weight:800;margin:26px 0 10px}.ep-er .kicker{font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#a39c93;margin:0 0 5px}.ep-er .points{border-left:3px solid var(--yellow);background:var(--pale);padding:15px 20px 16px;margin:16px 0 0;border-radius:0 8px 8px 0}.ep-er .points .pl{font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#6b5a10;margin-bottom:6px}.ep-er .points p{margin:0 0 9px;font-size:16px;line-height:1.55}.ep-er .points p:last-child{margin:0}.ep-er .points strong{font-weight:800}.ep-er .rescard{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:20px 22px 8px;margin:0 0 14px}.ep-er .rescard :is(h4,[data-h="4"]){margin:0 0 3px;font-size:18px;font-weight:800;line-height:1.25}.ep-er .rescard .tag{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:3px 10px;border-radius:20px;margin:0 0 10px}.ep-er .tag.sig{background:#fbe9e9;color:#a03a3a}.ep-er .tag.watch{background:var(--pale);color:#8a6d10}.ep-er .tag.typ{background:#e6f0ec;color:#226356}.ep-er .rescard p{font-size:16px;line-height:1.6;color:var(--ink2)}.ep-er .rescard .points{margin-bottom:16px}.ep-er .crit{border-top:1px solid var(--line)}.ep-er .crow{display:grid;grid-template-columns:24px 1fr auto;gap:0 12px;padding:13px 2px;border-bottom:1px solid var(--line)}.ep-er .crow svg{width:19px;height:19px;margin-top:2px}.ep-er .crow .n{font-size:16px;font-weight:800;line-height:1.3}.ep-er .crow .e{grid-column:2;font-size:14.5px;color:var(--ink3);line-height:1.5;margin-top:3px}.ep-er .crow .s{font-size:11px;font-weight:800;letter-spacing:.05em;text-transform:uppercase;color:var(--grey);padding-top:4px}@media(max-width:540px){.ep-er .crow{grid-template-columns:24px 1fr}.ep-er .crow .s{grid-column:2;padding-top:6px}}.ep-er .tline{position:relative;padding-left:32px;margin:18px 0 0}.ep-er .tline:before{content:"";position:absolute;left:8px;top:7px;bottom:7px;width:2px;background:var(--line)}.ep-er .tstop{position:relative;padding-bottom:20px}.ep-er .tstop:last-child{padding-bottom:0}.ep-er .tstop:before{content:"";position:absolute;left:-29px;top:5px;width:11px;height:11px;border-radius:50%;background:var(--ink);box-shadow:0 0 0 4px var(--cream)}.ep-er .tstop :is(h5,[data-h="5"]){margin:0 0 4px;font-size:16px;font-weight:800}.ep-er .tstop p{margin:0 0 6px;font-size:15px;color:var(--ink2)}.ep-er .tstop .src{font-size:11.5px;font-weight:700;color:var(--grey);border:1px solid var(--line);border-radius:12px;padding:3px 9px;background:var(--white);display:inline-block}.ep-er .areas{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:16px 0 0}.ep-er .area{background:var(--white);border:1px solid var(--line);border-radius:10px;padding:15px 16px}.ep-er .area :is(h5,[data-h="5"]){margin:0 0 6px;font-size:15px;font-weight:800}.ep-er .area p{margin:0;font-size:14.5px;line-height:1.5;color:var(--ink2)}@media(max-width:620px){.ep-er .areas{grid-template-columns:1fr}}.ep-er .move{display:flex;gap:15px;padding:17px 0;border-bottom:1px solid var(--line)}.ep-er .move:last-child{border-bottom:0}.ep-er .move .m{flex:0 0 auto;width:31px;height:31px;border:2px solid var(--ink);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:14px;background:var(--white)}.ep-er .move :is(h5,[data-h="5"]){margin:2px 0 6px;font-size:17px;font-weight:800}.ep-er .move p{margin:0;font-size:16px}.ep-er .branch{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0 0}.ep-er .bcol{border:1px solid var(--ink);border-radius:10px;overflow:hidden;background:var(--white)}.ep-er .bcol .bh{padding:13px 16px;border-bottom:1px solid var(--line);background:var(--pale)}.ep-er .bcol .bh .it{font-size:10.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#6b5a10;margin-bottom:4px}.ep-er .bcol .bh :is(h5,[data-h="5"]){margin:0;font-size:16px;font-weight:800}.ep-er .bcol .bb{padding:15px 16px}.ep-er .bcol .bb p{font-size:14.5px;line-height:1.55;color:var(--ink2)}.ep-er .bcol .fee{border-top:1px solid var(--line);padding-top:12px;margin-top:12px}.ep-er .bcol .fee .n{font-size:21px;font-weight:800;display:block}.ep-er .bcol .fee .s{font-size:13px;color:var(--grey);display:block;margin-top:3px;line-height:1.5}@media(max-width:620px){.ep-er .branch{grid-template-columns:1fr}}.ep-er .callout{background:var(--pale);border-left:4px solid var(--yellow);border-radius:0 6px 6px 0;padding:17px 21px;margin:20px 0}.ep-er .callout .t{font-weight:800;font-size:15px;color:#6b5a10;margin-bottom:6px}.ep-er .callout p{margin:0 0 10px;font-size:16px;color:var(--ink2)}.ep-er .callout p:last-child{margin:0}.ep-er .note{font-size:14px;color:var(--grey);line-height:1.6;border-top:1px solid var(--line);padding-top:12px;margin-top:16px}.ep-er table{width:100%;border-collapse:collapse;font-size:14.5px;margin:16px 0}.ep-er th{text-align:left;background:var(--pale);font-weight:800;font-size:12.5px;letter-spacing:.04em;text-transform:uppercase;padding:10px 12px;border-bottom:2px solid var(--yellow)}.ep-er td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top;color:var(--ink2)}.ep-er caption{caption-side:bottom;text-align:left;font-size:13px;color:var(--grey);padding-top:10px;line-height:1.55}.ep-er .tscroll{overflow-x:auto}@media(max-width:700px){.ep-er .tscroll table{min-width:560px}}.ep-er details{background:#eef2f5;border-radius:9px;padding:2px 18px;margin:16px 0}.ep-er summary{cursor:pointer;font-weight:800;font-size:15px;color:#3a6fa6;padding:13px 0;list-style:none;display:flex;align-items:center;gap:8px}.ep-er summary::-webkit-details-marker{display:none}.ep-er summary:before{content:"+";width:19px;height:19px;background:#3a6fa6;color:#fff;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:16px;font-weight:900;flex:0 0 auto}.ep-er details[open] summary:before{content:"−"}.ep-er details .db{padding-bottom:16px;font-size:15.5px}.ep-er details .db p:last-child{margin-bottom:0}.ep-er .gauge{margin:0 0 22px}.ep-er .gh{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:7px}.ep-er .gh .gn{font-weight:800;font-size:16px}.ep-er .track{height:11px;border-radius:6px;position:relative;background:linear-gradient(to right,#dce9e5 0% 85%,#fbf0cf 85% 93%,#f6dada 93% 100%)}.ep-er .track.cabs{background:linear-gradient(to right,#efede6,#dce9e5)}.ep-er .mark{position:absolute;top:50%;width:15px;height:15px;margin:-7.5px 0 0 -7.5px;border-radius:50%;background:var(--ink);border:2.5px solid #fff;box-shadow:0 0 0 1px var(--ink)}.ep-er .scale{display:flex;justify-content:space-between;font-size:11px;color:var(--grey);margin-top:6px;font-weight:600}.ep-er .gex{font-size:15px;color:var(--ink2);margin:9px 0 0}.ep-er .signoff{margin-top:40px;padding-top:22px;border-top:2px solid var(--ink)}.ep-er .signoff .nm{font-weight:800;font-size:18px}.ep-er .signoff .cr{font-size:14px;color:var(--ink3)}.ep-er footer{padding:40px 0 70px}.ep-er .compliance{font-size:13.5px;color:var(--grey);line-height:1.6;margin-top:26px}.ep-er .practice{font-size:13px;color:var(--grey);margin-top:14px}.ep-er .reflist{font-size:13.5px;line-height:1.6;color:var(--ink2);padding-left:20px}.ep-er .reflist li{margin-bottom:8px;overflow-wrap:anywhere}.ep-er{position:relative;width:100%;background:var(--cream)!important;color:var(--ink)!important;color-scheme:light only}@media(prefers-color-scheme:dark){.ep-er{background-color:#f7f5eb!important;color:#1a1a1a!important}.ep-er .rescard,.ep-er .area,.ep-er .bcol,.ep-er .snap div{background-color:#fff!important}}.ep-er .shell{position:relative;z-index:1}.ep-er .wm{position:absolute;inset:0;z-index:0;overflow:hidden;pointer-events:none;user-select:none}.ep-er .wm{background-repeat:repeat;background-size:340px 230px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='340' height='230' viewBox='0 0 340 230'%3E%3Ctext x='10' y='150' transform='rotate(-30 10 150)' font-family='Nunito,sans-serif' font-size='15' font-weight='800' letter-spacing='2.6' fill='%231A1A1A' fill-opacity='0.05'%3EFICTIONAL EXAMPLE%3C/text%3E%3C/svg%3E")}.ep-er .switcher{padding:26px 24px 0;max-width:760px;margin:0 auto;display:flex;gap:8px;flex-wrap:wrap}.ep-er .switcher button{flex:1 1 180px;font-family:inherit;font-size:14.5px;font-weight:800;cursor:pointer;padding:11px 14px;border-radius:9px;border:1px solid var(--line);background:var(--white);color:var(--grey)}.ep-er .switcher button[aria-selected=true]{background:var(--ink);border-color:var(--ink);color:#fff6e0}.ep-er .switcher button:focus-visible{outline:3px solid var(--yellow);outline-offset:2px}.ep-er .pane[hidden]{display:none}.ep-er .toolbar{max-width:760px;margin:0 auto;padding:16px 24px 0}.ep-er .expand-all{font-family:inherit;font-size:13px;font-weight:800;cursor:pointer;padding:8px 14px;border-radius:20px;border:1px solid var(--line);background:var(--white);color:var(--ink3)}.ep-er .expand-all:focus-visible{outline:3px solid var(--yellow);outline-offset:2px}.ep-er .toolbar .hint{font-size:13px;color:var(--grey);margin-top:8px;line-height:1.55}.ep-er .printonly{display:none}@media print{.ep-er .shell,.ep-er .wm{display:none!important}.ep-er .printonly{display:block!important;padding:60px 24px;font-size:12pt;line-height:1.7;max-width:620px;margin:0 auto}.ep-er .printonly h2{font-size:17pt;margin:0 0 14px}}